Overall
Tavriel runs a contract economy that buffs allies and debuffs enemies simultaneously. He applies Debt to all enemy heroes, cutting their energy gains and redirecting the stolen energy to himself and his Funded allies. Funded status goes to the strongest ally, granting a large attack boost, a shield, and bonus damage against Debt-carrying enemies. His gold piece barrage deals escalating damage to Debt targets while extending the debuff's duration. The ultimate drops a chest into clustered enemies for heavy AoE damage and a stun, with Debt targets also suffering reduced damage output. Acumen stacks accumulate based on how many active contracts exist, scaling his damage and eventually granting damage reduction to himself and the whole team. When a Funded ally kills an enemy, their buffs and shield fully refresh — and if they take fatal damage, the Funded status sacrifices itself to save them with healing and brief invincibility.
Skills
Vault of Excess
UltimateDrops a Merchant’s Chest into the densest enemy cluster, exploding for heavy AoE damage and stunning all targets. Enemies with Debt also suffer reduced damage output. Debt durations are extended for enemies caught in the blast.
Strategic Funding
ActiveGrants the highest-Attack ally the Funded state, boosting their Attack Rating with a scaling bonus based on Tavriel’s Insight and shielding them. Funded allies deal bonus damage against Debt-marked enemies.
Rain of Riches
ActiveThrows multiple Gold Pieces at random enemy heroes, each dealing damage and briefly stunning. Hits against Debt targets deal increased damage and extend the Debt duration. Acumen stacks from active contracts scale total Gold Piece damage.
Unfair Contract
ActiveSigns Debt contracts with all enemy heroes, reducing energy gains and Haste while redistributing stolen energy to Tavriel and Funded allies. Against bosses, Debt instead amplifies all damage taken. Contracts also grant allies an Attack Rating boost.
Signature Item
Dragoncoin Satchel
Each active contract grants Acumen stacks that scale Rain of Riches damage. At max Acumen, Tavriel gains Insight-based damage reduction shared with all allies. When a Funded ally kills an enemy, their Funded status and shield fully refresh.
Furniture
Furniture
Vault of Excess extends Debt duration on affected enemies. Funded allies survive fatal damage once, consuming the status for brief invincibility and major healing.
Engravings are not listed here because they upgrade existing skills directly. See the Skills tab for engraving effects alongside each skill.
Tavriel summons a Merchant’s Chest that drops into the area with the highest concentration of enemy units. The chest explodes on impact, dealing damage equal to 550% of his Attack Rating to enemy units in range and stunning them for 3 seconds.
Tavriel invests in the allied hero with the highest Attack Rating, granting them the Funded state for 12s. While Funded, the hero’s Attack Rating is increased by 30% and they gain a shield worth 300% of their Attack Rating. Tavriel prioritizes investing in allied heroes that have not been Funded yet.
Tavriel throws a stream of 7 Gold Pieces at random enemy heroes. Each Gold Piece deals damage equal to 150% of his Attack Rating and stuns the target for 0.8 seconds.
Tavriel signs a Debt contract with all enemy heroes, applying the Debt status on them for 8 seconds. While affected by Debt, their Attack Rating and Defense Rating are increased by 5%, but any Energy they gain is reduced by 50%, and this reduced Energy is then shared evenly among Tavriel and Funded allied heroes. If the target of the Debt contract is a boss, then the Debt effect is modified: the boss suffers 60% more damage and health loss for 8 seconds.
Dragoncoin Satchel
Enhances: Venture CapitalFor each unit that has a contract relationship with Tavriel (Funded or Debt status), Tavriel gains 1 stack of Acumen (capped at 6 stacks). For each stack of Acumen, the damage dealt by the Gold Pieces in Tavriel’s Rain of Riches skill will be increased by 10%.
When Tavriel has max stacks of Acumen, for every 25 points of Insight he has, he takes 15% less damage (capped at a max reduction of 60%).
The damage dealt by each Gold Piece in Tavriel’s Rain of Riches skill is increased to 20% of his Attack Rating.
When a Funded allied hero kills an enemy unit, the duration of their Funded status is refreshed and they regain their shield.
When Tavriel has max stacks of Acumen, all allied heroes also gain the damage reduction effect based on Tavriel’s Insight, but only 80% of the effect Tavriel gains.
When the Merchant’s Chest explodes, all enemy heroes currently affected by Debt within range have their Debt duration increased by 3s.
When a Funded allied hero takes fatal damage, their Funded status is removed and the hero becomes immune to that strike of damage. The hero also gains invincibility for 1s and recovers 60% of their max health, but deals 15% less damage for 3s.
When a Gold Piece hits an enemy hero that has Debt, the damage dealt is increased by 40% and the Debt duration is increased by 1s.
Tavriel gains 300 Energy from each Debt contract, while all allied heroes gain an Attack Rating boost of 10% (capped at a max boost of 60%).
Within Arena of Heroes, Legends' Challenger Tournament, Legends' Championship, Treasure Scramble, and Heroes of Esperia: